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Private by design

See your money clearly.

Budgets, expenses, portfolio and AI insights — in one calm app.

Encrypted·Free to use·No ads

We don't see your data. We don't store it.

MoneyLoko never links to your bank, never sells your information, and never shares what you enter. Your ledger stays under your account — readable by you, and only you.

  • No bank linking
  • Never sold or shared
  • Only you can access
01 · Budget

Budget

Set monthly limits per category. See what's on track and what's about to break.

Rent$1200 / $1400
Groceries$380 / $500
Dining$210 / $200
Transport$90 / $180
02 · Expense tracking

Expense tracking

Every transaction searchable in one place. Import from your bank in a click.

  • Whole Foods
    Groceries
    -84.20
  • Uber
    Transport
    -14.50
  • Salary
    Income
    +3200.00
  • Netflix
    Subscriptions
    -15.99
  • Blue Bottle
    Dining
    -6.50
03 · Live portfolio

Live portfolio

Stocks, crypto and cash — priced in real time with clean performance charts.

Portfolio value
$109,496
Today
+108.56%
1D1W1MYTDALL
04 · AI insights

AI insights

Ask questions in plain English. Get honest, personal answers on your money.

Can I afford a $60 dinner this weekend?

Start in under a minute.

Free to use. No ads. No selling data.

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